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Coverages And Services

Benefits of Joining HealthTrust

As a New Hampshire public sector risk pool, we leverage our size to negotiate better rates, lower fees, and more robust, innovative coverages. Below are additional benefits of joining HealthTrust:

HealthTrust Coverage Plans

At HealthTrust our goal is to provide more than competitive rates and comprehensive coverage options. We are committed to adding value, exceptional service, and expertise to a very personal and valuable employee benefit. Our coverage options include medical, prescription drug, dental, short-term disability, long-term disability and life.

Medical

HealthTrust medical plan options are provided in partnership with Anthem Blue Cross and Blue Shield (Anthem). This partnership means all HealthTrust medical plans include:

Anthem

For more than 35 years, HealthTrust Enrollees have enjoyed an extensive Anthem provider network plus worldwide recognition of the trusted Anthem name. Available medical plans include the following:

For more information about HealthTrust's medical coverage, contact us at 800.527.5001.

Medical Plan Provider Directories

To find a Primary Care Provider (PCP), walk-in or urgent care center, or other medical provider, click on the link with your plan type, below. Please note: BlueChoice, HMO Blue New England and BlueChoice New England plans will no longer be available as of December 31, 2024 for plans that renew in January and June 30, 2025 for plans that renew in July.  

Vision Discount Program

Routine eye care is an important part of your overall health. That’s why HealthTrust partners with Anthem to offer a vision discount program to all Enrollees, Retirees and their eligible family members who are enrolled in medical plan coverage. These discounts are available at thousands of eye care providers nationwide including private practicing optometrists, ophthalmologists, opticians and leading optical retailers such as Target Optical, LensCrafters and Pearle Vision. Eligible HealthTrust participants can enjoy reduced fees for eye exams, contact lenses, eyeglass frames and lenses, and more.

The Anthem vision discount program includes savings of up to 30 percent off retail price for vision care services. More information regarding specific discounts and services is available at Anthem Vision Discounts.

For more information about HealthTrust’s medical coverage, contact us at 800.527.5001.

Prescription Drug Coverage

HealthTrust medical plans include prescription drug coverage provided in partnership with CVS Caremark® or Anthem CarelonRx. 

CVS Caremark

CVS Caremark provides HealthTrust enrollees and their covered family members with cost-effective prescription drug benefits for both short- and long-term medication needs, all in an easy-to-use format. With CVS Caremark, HealthTrust Enrollees and their covered family members are part of one of the largest, most comprehensive coverage networks.

Anthem CarelonRx - Lumenos Preferred Blue, Access Blue New England and Open Access HDHP Plans

The prescription coverage offered with HealthTrust's High Deductible Health Plans is provided by CarelonRx, an Anthem company. CarelonRx prescription coverage includes: 

- Coverage for both short-term and long-term medication needs.

- 24/7 access to the Pharmacy Member Services Team by calling 833.267.2133

- The option to fill prescriptions (up to a 90-day supply) by any of these methods: 

Dental

HealthTrust partners with Northeast Delta Dental to offer a variety of dental coverage plans, which promote good oral health, preventive dental habits, and peace of mind about having access to often costly dental procedures.

Northeast Delta Dental

All of HealthTrust dental plans offer:

For more information about HealthTrust's dental coverage, contact us at 800.527.5001.

Dental Coverage Documents

The primary documents provided to Enrollees explaining benefits associated with dental plan coverage through HealthTrust include the Dental Plan Description and the Outline of Benefits.  

The Dental Plan Description explains the conditions of coverage and benefits under the dental plans employers offer through HealthTrust. Individuals covered under a HealthTrust dental plan should review this document carefully in order to understand how to get the maximum benefit of coverage provided under the plan.

The Outline of Benefits describes the specific benefits associated with the dental plans offered. An Outline of Benefits is provided to the Enrollee upon initial enrollment into the plan and upon plan updates.

These documents are available in the Secure Enrollee Portal (SEP) to individuals covered by a HealthTrust dental plan. Covered individuals may also obtain a paper copy of the documents by contacting HealthTrust Enrollee Services at 800.527.5001 or enrolleeservices@healthtrustnh.org.

Domestic Partner Riders are also available to Member Groups offering coverage for Domestic Partners. Individuals covered under the plan can contact their employers regarding which, if any, Domestic Partner Rider is offered, and find the applicable Rider (if their employer offers one) in the Secure Enrollee Portal.

Vision and Hearing Discount Program

Routine vision and hearing care is an important part of your overall health. That’s why HealthTrust partners with Northeast Delta Dental to offer a discount program on vision and hearing products and services to enrollees and retirees with HealthTrust dental coverage and their family members.

Vision Discounts

Eligible HealthTrust participants can enjoy reduced fees for eye exams, contact lenses, eyeglass frames and lenses, and more. The EyeMed Vision Care discount program offered through Northeast Delta Dental includes a schedule of benefits with varying discounts for specific vision care services. These discounts are available at thousands of eye care providers nationwide including private practicing optometrists, ophthalmologists, opticians and leading optical retailers such as Target Optical, LensCrafters and Pearle Vision. 

Hearing Discounts

Hearing loss affects 1 in 9 Americans but the good news is 95 percent of hearing loss can be treated with hearing aids. The Delta Hearing Care Program offered through Amplifon includes discounted, set pricing on thousands of hearing aids and 40 percent off hearing exams at convenient locations. 

For more information, click on the link to read the flyer: Delta Dental Vision and Hearing Discount Program

HealthTrust Benefit Advantage FSA and HRA Services

Benefit Advantage Member Group Login 

At HealthTrust, we are committed to providing quality, cost-effective coverage plans and programs to our Enrollees. Our Benefit Advantage Flexible Spending Accounts (FSAs) and Health Reimbursement Arrangements (HRAs) can help our Enrollees meet their healthcare and dependent care costs while providing tax-saving benefits.  

What are FSAs and HRAs?

FSAs and HRAs are tax-favored arrangements for qualified expenses. 

HealthTrust Benefit Advantage accounts offer HealthTrust Enrollees:

To learn more about HealthTrust Benefit Advantage, please contact us at 800.527.5001 or by email at benefitadvantage@healthtrustnh.org

Disability and Life

HealthTrust administers our short-term disability program directly and partners with National Insurance Services/Madison National Life Insurance Company to provide long-term disability and life coverage plans. These plans can offer valuable benefits to Enrollees at low costs to employers.

Disability

When serious illness or an accident strikes, financial considerations can extend well beyond medical coverage. Disability insurance provides valuable financial protection to help disabled Enrollees pay for day-to-day living expenses that medical insurance does not cover, such as mortgage, rent, utilities or groceries.

Without disability income protection, even a relatively short absence from work can be financially devastating. With comprehensive coverage that encourages and supports recovery, Enrollees covered under HealthTrust disability programs and their employers benefit from a positive focus on the employee's return to work and a productive lifestyle.

HealthTrust Short-Term Disability

HealthTrust's short-term disability program is administered directly by HealthTrust. It is managed by knowledgeable experts and designed to work seamlessly with HealthTrust's long-term disability program.

The short-term disability plan is designed for individuals who become disabled through illness or accident while away from work and provides benefits for a 13- or 26-week period.

For more information about HealthTrust's disability coverage, contact us at 800.527.5001.

Short-Term Disability Coverage Documents

The primary documents explaining benefits associated with short-term disability plan coverage through HealthTrust include the Short-Term Disability Plan Summary and the Schedule of Benefits.

Click here for the Short-Term Disability Plan Summary which describes the benefits, terms and conditions of the short-term disability plans offered through HealthTrust.

The Schedule of Benefits describes the specific benefits associated with an employer’s short-term disability program and is provided directly to covered Enrollees upon initial enrollment and upon plan updates. Enrollees and Member Groups currently participating in HealthTrust’s short-term disability coverage can request copies of the Schedule of Benefits by contacting HealthTrust Enrollee Services at 800.527.5001 or enrolleeservices@healthtrustnh.org.

Individuals covered under a HealthTrust short-term disability plan should carefully review these documents in order to understand how coverage is provided under the plan.

HealthTrust Long-Term Disability

HealthTrust’s long-term disability plan can pick up where short-term disability leaves off or can be offered on its own. Becoming disabled for longer than six months can have serious financial implications for any individual or family. While some individuals can tap into their savings to get by without working, few people can afford to stop working altogether for an extended period of time.

HealthTrust’s long-term disability plans are provided in partnership with National Insurance Services and Madison National Life Insurance Company.

For more information about HealthTrust’s disability coverage, contact us at 800.527.5001.

Short-Term Disability and Long-Term Disability Promotional Booklet

Life

HealthTrust's life coverage plans offer customizable benefits with comprehensive coverage. Life coverage is provided in partnership with National Insurance Services and Madison National Life Insurance Company. As with all HealthTrust benefit offerings, life coverage programs are provided with outstanding customer support and a commitment to service excellence.

For more information about HealthTrust life coverage call 800.527.5001.

HealthTrust Well-Being Programs

HealthTrust Well-Being Programs are designed to help our Enrollees, Retirees and their covered family members live the healthiest, most productive life possible, wherever they are on their well-being journey. To learn more about the programs that fall under the five categories listed below, click the link to be re-directed to the Well-Being Programs page

HealthTrust Support Services

At HealthTrust, exceptional service isn’t the exception – it’s the rule. Here are just some of the services available to our Members, Enrollees and Retirees.

HealthTrust Secure Enrollee Portal (SEP)

Our Secure Enrollee Portal (SEP) is the one stop, go-to resource for information regarding your HealthTrust coverage, programs and resources. HealthTrust Enrollees and covered family members age 18 and older can each create a secure online account to access resources to get and stay healthy. We highly recommend that you create an SEP account. To create your SEP account, go to https://www.healthtrustnh.org/NewAccount.

Need help creating your SEP account? Click here to watch a video that will guide you through the set up of your Secure Enrollee Portal account.

For Enrollees and Retirees

The HealthTrust Enrollee Services team is experienced in every facet of HealthTrust coverage for Enrollees, Retirees, and their covered family members. They are ready to answer your questions over the telephone, by email or in person from 8:30 a.m. to 4:30 p.m. Monday through Friday at 800.527.5001 or enrolleeservices@healthtrustnh.org.

For Member Groups

For more information about Member services provided by HealthTrust Wellness Advisors and Benefits Advisors, please call 800.527.5001.